Chapter 7 Bankruptcy Attorney Serving Kansas
Do you struggle every month to pay your bills and get ahead? Interest accruing on top of what you owe can make it nearly impossible to catch up. If you are in extreme debt and see no light at the end of the tunnel, you may qualify for Chapter 7 bankruptcy. At Wellman Law, LLC in Overland Park, our bankruptcy attorney has more than a decade of centralized experience, which has allowed us to help thousands of people seek lasting relief from debt. We can help you determine if bankruptcy is right for you and guide you through the process.
Trusted Legal Guidance
Reduce or Eliminate Debt Under Chapter 7 Bankruptcy
Chapter 7 bankruptcy allows you to reduce or eliminate your unsecured debt by having it discharged. We can work with you to determine if you qualify for Chapter 7, and if it is the best option. Many people who are eligible for Chapter 7 still choose to file under Chapter 13. Under Chapter 7, you must turn over any non-exempt assets to be liquidated. This does not include property or possessions protected under applicable law, including your home, many of your personal effects, or your main vehicle. The proceeds from this liquidation will be used to offset your discharged debt.
Some examples of unsecured debt you may be able to discharge include:
Certain types of back taxes
Medical bills and expenses
Utility bills
Credit card debt
Typically this process takes a couple of months, depending on your circumstances.